Merchant Payment Network · Detroit-Built
Instant settlement.
Real money.
Your account.
First Round is the merchant payment network — funds settle in seconds, processing costs drop dramatically, and you hold your money outright. Onboarding is simple and straightforward.
Payment received
$128.40
Card network
−$4.02
2–3 business days
FirstRound
−$0.13
settling…
You saved vs card
$3.90
Payments settle in ~3 seconds
directly to your merchant account
Global Payments
Accept payments from anyone, anywhere.
Non-Custodial
You own your keys. Your funds. Your privacy.
Instant Settlement
Real-time settlement means better cash flow.
Developer Ready
Powerful APIs and SDKs to build the future of commerce.
Secure by Design
Enterprise-grade security with privacy built in.
Payment use cases
Wherever your customers pay,
you settle in seconds.
In-store payments
Accept payments at the counter with a tap or QR. Funds clear before the customer reaches the door.
Online checkout
A drop-in checkout for your store or app. One integration, settlement in seconds, no chargebacks.
Invoicing & B2B
Send a payment request, get paid, and reconcile automatically with structured ISO 20022 data.
Cross-border settlement
Move value across markets without correspondent-bank delays or weekend holds.
How it works
Simple for everyone.
Powerful for business.
From customer tap to merchant payout — three steps, a few seconds. No bank holds, no chargebacks, no waiting.
First Round Payments cut our fees by more than half. Setup was easy, and our customers love how fast it is.
Marcus T.
CEO, Boutique Retail · Detroit
Customer pays
A customer pays at checkout — in-store, online, or by invoice — in the currency they already use.
Network settles
The FirstRound network clears and confirms the transaction in seconds over a non-custodial rail.
You receive
Funds land in your merchant account. You hold the keys — FirstRound never takes custody of your money.
Fee savings
See what you'd stop paying in card fees.
Estimate based on a flat 0.1% network fee versus typical card processing of 2.9% + $0.30per transaction.
$50,000
You'd save · 97% lower
$1,733/ month
≈ $20,800 per year
Estimate only. Actual fees depend on transaction mix, average ticket size, and verified merchant terms. Fees can be further reduced by participating in capital commitment programs.
Compliance & security
Built so you never hand over control of your money.
FirstRound is non-custodial by architecture and verified by process. Compliance isn't a badge, it's how the network is wired.
Non-custodial architecture
Merchants hold their own keys. FirstRound never takes custody of merchant funds — settlement happens directly to you.
Merchant verification (KYC)
Every business is verified through KYC/AML and business onboarding checks before going live on the network.
Privacy by design
Transaction data is minimized and encrypted. Customers are never asked for more than a payment actually needs.
ISO 20022 aligned
Structured payment messaging that speaks the language of modern banking and settlement systems out of the box.
Ecosystem · Powered by $FOR
The rail runs quietly in the background.
$FOR is the network asset behind FirstRound's infrastructure. As a merchant, you price and collect in the currencies you already use — the network handles clearing automatically, keeping fees low and settlement fast.
- Network clears and confirms transactions in seconds
- No token management required on the merchant side
- Designed to keep processing costs far below card-network rates
You set the price
$128.40
You receive
$127.37
Ready to get started
Your business deserves better payments.
Join merchants already cutting fees and getting paid in seconds. No commitment, no upfront costs — most verifications clear within two business days.
Non-custodial · KYC verified · ISO 20022 aligned
Get in touch
Talk to our team.
Questions about integrations, compliance requirements, or merchant onboarding? We're here.
support@firstroundcoin.com
+1 616 259 5438
Detroit, Michigan